First Bank and Trust of Childress
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Personal Banking
Personal Banking


Free Checking

  • $100.00 Minimum balance to open
  • No monthly service charge, no per check charge, no minimum balance
  • Check safekeeping, $.50/item-cancelled checks (first 2 free), with unlimited check writing.
  • First order of 150 checks Free (Bank stock type only)

Regular Checking

  • $100.00 minimum balance to open
  • Monthly service of $3.00 plus $.10 for each check issued.
  • Credit for each $100.00 average daily balance
  • (No service charge for customers 65 years or older if the bank has been notified)

First Preferred Account (Club)

  • $100.00 minimum balance to open
  • Monthly service fee of $9.00 with unlimited check writing.
  • Personalized Checks
  • Free 3x5 Safety Deposit Box
  • Cashier's Checks (4 free per month)
  • Free Notary Service
  • Free local fax service
  • Security Benefits
  • Health and Travel Benefits
  • Interest Option (Now Account) maintain a minimum of $1,000.00 per month

First Preferred Gold (Senior Club)

  • For members 65 or more
  • As a First Preferred Gold member you will receive all the benefits of First Preferred at $4.50 per month or half the regular monthly fee.

Super Now Checking

  • Individuals, nonprofit organizations and sole proprietorships only
  • Minimum balance of $1,000.00 - $5.00 monthly service charge and interest
  • Forfeited for the days the balance is below $1,000.00
  • Interest rate is variable and subject to change at banks discretion.
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