First Bank and Trust of Childress
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Personal Banking
Personal Banking


Money Market

  • Minimum balance of $1000.00 -$5.00 monthly service charge and interest forfeited for the days the balance is below $1000.00
  • Only six transactions per statement cycle can be to 3rd parties
  • Withdrawal transactions over six are $10.00 per transaction
  • Interest rate is variable and subject to change at the bank's discretion

Regular Savings

  • $2.00 Service charge per month for balances less than $100.00
    (Senior citizens and minors are exempt from the $2.00 monthly service charge)
  • Only six transactions per statement cycle can be to 3rd parties
  • Two withdrawals per month, $1.00 charge for additional withdrawals
  • Interest rate is variable and is subject to change at banks discretion.

Children's Savings Account

  • Same as regular savings account but exempt from $2.00 monthly service charge.

ETA Account

  • $3.00 Monthly service charge
  • No minimum balance to open or maintain account
  • Four free withdrawals &/ or balance inquires per month
  • $1.00 fee for each additional withdrawal or inquiry over 4 per month
  • Monthly statement
  • No checks will be issued on this account.
*This account is for an individual who receives federal benefit, wage, salary, or retirement payment.

Individual Retirement Accounts

Certificates of Deposits

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